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How Not to Become the Victim of Online Fraud

These days, the harsh reality is that everyone needs to be aware of the threat of cyber criminals and hackers. Online fraud is a serious problem, and if you are not careful, you might end up becoming a victim who has their identity, personal details, or financial details stolen and used without your permission. But the good news is there are things that you can do to protect yourself!

How can you avoid becoming the victim of online fraud? We’ve compiled a short list of tips below that you can easily implement into your daily life right away.

Avoid Clicking Links in Emails

Scammers often send people emails that look legitimate, and those messages trick recipients into clicking links that might be dangerous. For instance, you might receive an email from a company that you’ve done business with in some capacity in the past, such as a bank or a store, as a couple of examples. The email might look real, so you might trust it even though you shouldn’t. And, if you click on links in the email, you might end up with a virus or you might be directed to a site that’s designed to trick you into giving away personal details that cyber criminals can use.

How can you tell if an email is legitimate? Well, it’s a great idea to always check the email address that the sender used. Analyze the spelling closely, and see if it’s really coming from the source they claim. You can also contact the business directly to ask them if the email is legitimate, or you can visit their website to see if they really do need more information from you to resolve a problem. The most important thing is to avoid clicking the links, just in case the email is fraudulent.

Be Cautious About the People You Interact with Online

It’s totally normal to meet people online, and perhaps become really good friends or even get into a romantic relationship with them. Unfortunately, there are scammers who will pretend to be on your side when they really aren’t. Therefore, practice extra caution when it comes to individuals you interact with online and what information you share with them.

To determine if someone is being sincere about who they are and what their intentions are, you can use Nuwber to check if the details match what they have told you. You can also use this database to verify if an email you have received is legitimate, as discussed above.

Only Visit Websites That Are Secure

Another way to avoid becoming the victim of online fraud is by being careful about the websites you visit. Just as there are fraudulent emails, there are also dangerous websites that might be impersonating real companies or that might cause you to end up with malware on your system.

There are a couple of easy ways to tell if a website is secure. First off, you can look for a little padlock icon next to the website’s address in your browser. Secondly, you can also look for “https” in the URL in the address bar of your browser, as this will further help indicate if the site is legitimate.

Only Give Your Personal Information to Companies You Trust

Finally, be sure that you’re careful about where you share information about yourself. Again, you don’t want to share these details with strangers online, and you always want to be sure that you’re dealing with a reputable and trustworthy website or business if you are doing any online shopping.

Bottom line: by taking simple steps daily, you can work toward keeping yourself safe against online fraud.

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