American Express has launched a new ‘3 for All’ Refer a Friend promotion that rewards existing cardmembers with three more points per dollar spent for three months after they refer an applicant to any American Express card and that person is approved. In addition, the referring party will also get a bonus of 7,500 Membership Rewards points for each approved referral, up to 55,000 points.
This limited-time referral bonus is available to cardholders of any American Express consumer card, including cobranded cards like the Hilton Honors American Express Card and cash-back ones like the Blue Cash Preferred Card from American Express. Cobranded cardholders would earn 7,500 points in the hotel or airline’s rewards program while cash back cardholders will earn 75 reward dollars.
The promotion, which runs from Oct. 1 through Oct. 28 works like this: When you refer a friend for any consumer or business American Express card product and that friend gets approved, you’ll earn an additional 3 points or 3% more cash back per dollar on your spending for the next three months starting from the date your friend is approved for their new American Express card.
For example, someone who owns the The Platinum Card® from American Express and refers a friend to an Amex card who is subsequently approved will earn a whopping total of 8 Membership Rewards points per dollar spent on flights purchased directly through airlines or American Express Travel and 3 points per dollar on all other spending for three months. After three months, your earn rate will drop back to the standard 5 points per dollar on flights and 1 point per dollar on other spending.
Your referral doesn’t have to sign up for the same card or cards you own, they can pick any one they like from the American Express lineup, as long as they are referred by you and approved, you will qualify for this offer. The friend you refer is also eligible for any welcome bonuses applicable to their particular card. Plus, you’ll earn an additional 7,500 Membership Rewards or points for each approved referral, up to 55,000 additional points. Note that the 3 more points per dollar promo is not stackable even if you refer multiple friends to American Express cards.
The bottom line
This is a terrific deal from American Express that nearly everyone should be able to qualify for. There’s no minimum spending requirement or anything you have to opt into, simply refer as many friends and family as you can to rack up the rewards. For anyone wondering how to choose the right American Express card for their needs, see our list of top American Express cards to help find the card that’s right for you.
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